Business Owners sometimes find that Insurance does not seem to make much sense. 

An Agent asks a few questions, inquires about the claims you may have had, talks about

payroll and gross receipts, wants to know the limits of liability you want quoted, and that’s about it.  The Agent seems to fill in the rest and you sign the form.  HOWEVER, to a “SPECIALIST”,  it is a lot more than that.  If all you collect is the basic information noted above, then the quote you will be provided will be a general basic main street quote out of the box.


Please print the Application KIT that applies to your business and FAX BACK to the fax number identified below to obtain your quote.   Please show NONE rather than leave any questions blank.



For an Agent/Producer, there are over 2,500 different licensed Insurance Companies that may have a program or has developed a specialty for your type of business operation. Experience, having earned the respect and confidence of the Insurance Companies, and being able to provide nationwide access to the major markets, can make a difference in the insurance quoted.


For over 46 years, F. Darrell Lindsey has organized, operated, been involved in developing, and has had direct insurance company and authority to underwrite, issue and manage insurance for almost every type and class of recreation business.  Below please find a partial list of the separate application packages now available to be printed, 100% completed (put NONE instead of leaving blank), and fax back to receive a quote.



CLICK Below For the Application Kit


                Alpine Ski Schools

            Amusement Parks

            Animal Mortality

            Aquatic Exercise Instructor

            Back Country Skiing

            Batting Cages

            Bicycle Operations

            ◘ Boat Dealers

            Bowling Centers

            Campground/RV Parks

            Camps – Boys/Girls/Others

            Climbing Walls

            ◘ Commercial Hull P&I - Marine

            Equestrian Risks

            Equine Underwriting/Rating

            ◘ Foreign Trips













            General Recreation

            Go Karts

            ◘ Golf Activities

            Golf Sports Parks

            Gun Dealers - Firearms


            ◘ Haunted Houses

            Health Clubs

            Horse & Carriage Rides

            Horse Operators/Riding Academies/Trail Rides


            ◘ Marine - Commercial Hull P&I

            Marina Operations

            Martial Arts

            Mechanical Bull Rides

            ◘ Motor Home & Recreational Vehicle Rental Orientation

            ◘ Motor Sports – Yachts/Houseboats/Pleasure Boats

            Mountain Climbing/Mountaineering

            Ocean Tours

            Outfitter & Guides

            Paintball Games

            Prize Indemnification

            Professional Trainer/Personal Trainer

            Pyrotechnics – Fireworks Displays

            Rental Liability

            Rescue Insurance for Individuals

            Rescue Insurance for Clubs

            River Guides

            Rock Concerts

            Ropes Courses

            Shooting Ranges

            Skateboard Parks

            Skating Rinks

            Ski Area Operations (Alpine Ski)

            Snowmobile Operations

            Special Events

            Sports Clubs

            Summer Camp

            Swim & Tennis Clubs

            Trampoline Activities

            Water Parks

            Water Sports Rental

            Weather Disruption

            Winter Sports

            Yoga Instruction

            Youth at Risk


46 Years Experience

U. S. Licensed Agent/Broker

Also Available:

            Workers Compensation

            Group Health Insurance / Individual Health

            Employment Practices Liability

            Business Building Property

            Business Contents Property

            Directors and Officers Liability

            Business Auto / Incidental to Business

            Commercial Auto / Primary Business Purpose

            Surety and Fidelity Bonds

            Excess Liability

            Business Owners Policy

            Product Liability

            ◘ Cyber Liability




The above is nowhere near complete, however F. D. Lindsey is licensed nationwide, with over 46 years experience, and is contracted with most of the available insurance companies offering quotes for the above business classes and is able to respond to almost any request.