Business Owners sometimes find that Insurance does not seem to make much sense.  An Agent  asks a few questions, inquires about the claims you may have had, talks about payroll and gross receipts, wants to know the limits of liability you want quoted, and that’s about it.  The Agent seems  to fill in the rest and you sign the form.  HOWEVER, to a “SPECIALIST”, it is a lot more than that.  If all you collect is the basic information noted above, then the quote you will be provided will be a general basic main street quote out of the box.


The use of auto’s is a way of life.  The various types of businesses that have been developed are both generalists like car dealers and specialists like a muffler shop and everything and anything so related.  Below is a partial list of the special applications and supplemental forms that have been developed for use in obtaining a quote for the businesses noted.  Please call the office if you have an Auto or Garage related business not shown that you would like to receive a quote. 


Please print the Application KIT that applies to your business and FAX BACK to the fax number identified to obtain your quote.   Insurance is available for business owners anywhere in the United States.                                  


For an Agent/Producer, there are over 2,500 different licensed Insurance Companies that may have a program or has developed a specialty for your type of business operation. Experience, having earned the respect and confidence of the Insurance Companies, and being able to provide nationwide access to the major markets, can make a difference in the insurance quoted.


Please review the listing of Application KITS available to be printed from the Web Site and then complete the form most applicable to your business and FAX to the office for processing.  COMPLETED APPLICATIONS DO MAKE A DIFFERENCE.  NO QUESTION SHOULD BE LEFT BLANK.   ENTER NONE RATHER THAN LEAVE BLANK.






            ◘ Agricultural Equipment Dealers

            Auto Carwash Services

            ◘ Auto Leasing

            Auto Rental

            Convenience Stores

            Environmental Service Contractor

            ◘ Franchised Car Dealer

            ◘ Garage Auto Repair Services

            ◘ Garage Auto Repair Services & Towing Operations

            Liquefied Petroleum Dealer (Propane)

            Manufactured Home Dealer

            Mobile Home Transporters

            Motorcycle Dealer

            Non-Franchised Used Car Dealer

48 Years Experience

U.S. State Licensed Agent/Broker

            Petroleum Cleanup Contractor

            Auto Recovery Agent Services

            Recreation & Home Equipment Dealers/Distributors

            Salvage Yards

            Service Stations                                                                                            

            Taxi Companies                                                                                        

            Tire Dealers and Service

            Towing Service Companies

            Underground Storage Cleanup Contractors

            Underground Storage Tank Liability

            Valet Parking



Also Available:

            Workers Compensation

            Group Health Insurance / Individual Health

            Employment Practices Liability

            Business Building Property

            Business Contents Property

            Directors and Officers Liability

            Business Auto / Incidental to Business

            Commercial Auto / Primary Business Purpose

            Surety & Fidelity Bonds

            Excess Liability

            Business Owners Policy

            Product Liability

            ◘ Cyber Liability


The above is nowhere near complete, however F. D. Lindsey is licensed nationwide, with over 48 years experience, and is contracted with most of the available insurance companies offering quotes for the above business classes and is able to respond to almost any request. 




Should you have any questions about a specific risk class not directly identified above, please call 1-866-937-7037, FAX 1-866-937-7010 or E-mail